Baccarat is a simple game to learn and offers players a chance to win big. But it’s important to know a few key strategies before betting real money. Free online baccarat games allow new players to practice their skills without risking any cash. They also give them a chance to test different strategies until they’re ready for the real thing.

Choosing the best baccarat strategy starts with understanding the game rules and learning about the game’s two main bets. The player bet is usually a better choice since it doesn’t have the same house edge as the banker bet, which comes with a 5 percent commission. But the Tie bet is often more lucrative, particularly for advanced players.

The goal of baccarat is to get as close to nine points as possible, and the winning hand is determined by comparing the banker’s and bettors’ cards. The highest hand wins and wagers are paid out accordingly. If the total is over 9, players must subtract ten from the number or drop the first numeral to get the new value.

There are a few additional side bets that can be placed on baccarat, but their odds vary by platform and establishment. Among these is the Player Pair bet, which pays 11:1 odds and wagers that both the player and banker will receive identical cards on the deal. There’s also the baccarat side bet on three, which pays 200:1. Some casino websites also offer the option to place a baccarat tie bonus bet.